What is Whole of Life Planning?
Whole of Life Planning is defined as the preparation of a program for the allocation and management of finances and capital through budgeting, investments, wealth protection as well as business structures. Put another way our Strategic advisers will utilise your resources to help you reach your potential goals, improve your health and ensure you have adequate protection against any future contingencies.
What We Do?
At The Farm Protectors we are aware that each Whole of Life Plan must be specifically designed to fulfil each client’s specific needs, wants and goals.
Our Strategic Planning is not about recommending to you the best financial choice; it is about helping you structure your resources to fit your personal and or business choices, without having to sacrifice lifestyle or savings.
We typically charge on a fee for service basis as we are committed to being open, transparent and objective, our focus is always on the best interest of you our client, accordingly we believe this methodology lends itself to transparency, objectivity and more importantly trust.
Our job is to put you in a position to make the choices you want to make, not the choices you have to make this is done with the following process.
1. The Initial Consultation
This is an obligation free meeting and is conducted at our cost to allow both parties to determine if The Farm Protectors can provide for your needs.
2. Research, analysis and the preparation and presentation of your strategy
To be able to create your strategic plan covering all recommendations, we review and research a range of options to ensure that we can provide the correct solution for your specific situation.
3. Review sessions
Once you have your plan in place, it needs to be reviewed regularly. This ensures that your plan remains flexible enough to accommodate your changing life circumstances, be these changes planned or unplanned, allowing you to have the confidence of knowing that you are doing what is right for you.
The cost of this service will be agreed upon prior to you making any commitment.
Seek advice only from a qualified adviser
If you fail to plan, you plan to fail. You may have heard or read this statement before, but it doesn’t mean it is any less true. It is really about you, your goals and your ambitions. It is also about your comfort level with risk, your personal circumstance and your life stage needs.
Getting the advice you need can certainly include choosing the right people, but more importantly it is about having a plan with clear goals to work towards and a sound strategy in place.
We are often asked if there is a special secret to investing. The reality is that investing is a bit like staying healthy. It requires ongoing work over time. A qualified adviser can be your coach or project manager to keep your financial fitness on track.
All The Farm Protectors advisers are members of and abide by the Code of Ethics set by the Financial Planning Association, the countries leading professional body.