July 2016 Update

July 2016 Update

What would ‘a better deal’ on health insurance mean for you and your family? Lower premiums? Bigger refunds? The best policy for the things you really need to be covered for? All of the above?

Over the last three years, we have helped many clients find a better deal on health insurance through our no-cost, no-obligation health insurance review service*. Our goal is to make sure you have the right policy at the right price for your needs and circumstances. No more, no less.

If you already have the best policy for your needs and budget, we’ll tell you and that’s that. We won’t sell you a policy or encourage you to swap funds just to make a sale. But we will help with questions like:

  • Am I paying too much?
  • Am I covered for the benefits I really need?
  • My circumstances have changed. Do I need a different policy?
  • Can I avoid the Medicare Levy Surcharge?
  • I’m worried about the Lifetime Health Loading.

Simply click here, answer a few questions and wait for a call from one of our health insurance specialists. It’s free and you’ve got nothing to lose.

This Newsletter looks at how the recent a hung parliament will impact super and property. We explore scams circulating this time of year, and how to keep wealth in your family.

We hope you enjoy this Newsletter, and as always, we urge you to call our office for personal advice if there is any area that you need to discuss.

Hung parliament impact on super and propertyDepositphotos_40449351_m-2015

What a fix we’re in! Just a few weeks ago we were contemplating big changes to super, lower small business taxes and property investors were finally able to rest assured negative gearing was sticking around. Well, that’s all changed since the election, as we could now be facing a hung parliament.

So what does this mean for your finances?

Click here to read entire article.

Don’t let your business data be held to ransomDepositphotos_54650411_m-2015

Ransomware is currently one of the most significant security threats to small businesses in Australia. Criminal gangs spread this malicious software via convincing spam emails to extort payment from the victim.

Click here to read entire article.

Keeping wealth in the familyDepositphotos_32108539_m-2015

For most families, preserving and enhancing the family wealth and passing it on to future generations is a primary goal. There are a number of ways of achieving this, including the use of family trusts.

Trusts can be very powerful tools in protecting and distributing family assets in a tax effective manner.

Click here to read entire article.

For more information please contact Gary Jones on 0407 047 917 or Stephen Wait on 0438 227 811 to talk about any of the articles covered in this month’s newsletter.

Alternatively click here to have one of our team members contact you to discuss your circumstances.

Kind regards,

Stephen, Gary and the team at The Farm Protectors

*This service is provided for The Farm Protectors by ItsMy Health – www.itsmy.com.au. If you participate in this offer, a health insurance specialist from ItsMy Health will contact you on our behalf. The call will be from an 03 (Melbourne) telephone number. If you buy a policy, switch funds or levels of cover, The Farm Protectors may receive a commission from the health fund.


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